Budget Planner - Comprehensive Monthly Budgeting Journal, Debt Tracker, Bill Organizer - Undated (Start Anytime) (White, Beige, Black, Gold)

If you need a tool to help you manage your finances while also learning on the go for either yourself or your business.. well, this is the most comprehensive budget planner I came across and it seems to have it all. I'll provide a short description for each chapter so you can see what I mean...At the very beginning of the budget planner, they ask you to fill out the name and the phone number in case you lost it - it's a subtle detail which impressed me and I thought it's nice to mention.There are 9 chapters (Money Goals, Planning, Budgeting, Trackers, Savings, Logs, Accounts, Lists, Extras) and before each one, there is an introduction page which provide clear instructions on how to fill out the next pages. They also have a web version of this one with explanatory videos for each chapter which is really helpful when starting out.The first chapter is MONEY GOALS and it starts with a list to add all my future goals (short-term, mid-term, long-term), then what my current goals are - with details such as priority, category, reward, a target date, start date, date achieved, and notes. There are also Goal breakdown pages where I can simply add my goal together with the actions I'm doing in order to fulfill it. It also have a 10 ways to save page where I've started adding bad habits I should give up in order to facilitate my savings.In the second chapter, PLANNING, they provide pages for major expenses, an annual overview of the budget, and a monthly plan (one page for each month) with todos, the budget, the month's goals, etc.The third chapter is BUDGETING and for each month of the year (it's undated!) there is an individual page with the budget - income source, budget, actual expense, fixed expenses, other expenses, savings, debts, etc. It's really helpful because at the end of the month I can see where most of my money goes.The fourth chapter is TRACKERS and they provide trackers for income, bills, debt overview, debt repayment plan, and monthly expenses. The things I liked here are the bills tracker - it's a two page table with each month of the year where I can add the date, the bill, the budgeted amount, and the actual amount of the month (how great is that?!); the debt overview comprehensive table, and the monthly expense worksheet which they divided in weeks - so I can track my expenses down to the last detail.The next chapter, SAVINGS, has a lot of interactive ways of savings such as a savings bar where I can visually track my progress (really cool), a 30 Day No Spend challenge, and also a 52 Weeks Savings Challenge. I've started the 30 Day No Spend challenge recently - it's going to be an interesting month.The LOGS chapter is a nice way of keeping track of the donations, tax deductions, check register, and medical expenses.The ACCOUNTS chapter increased my awareness of how many accounts I have open and also about the login details for each one. There are sections for the bank accounts, credit cards, and billing accounts.The LISTS chapters are also a nice chapter. There are tables for online orders, needs wishlist, and wants wishlist.The last chapter is EXTRAS and there is the place of the achievements (which helps increase the standards for a better future, with good questions which need better answers, including questions such as... What have I learnt, A promise to myself, etc.) and there's also a generous place for the notes.The Receipts & Bills pocket is GREAT. I add all the bills in there to be handy because I keep this budget planner in my bag everytime I left home. Also they gifted me with a stickers page which are nice and include motivational quotes, check marks, warning marks, category/priority text, etc. - feels like good quality. And talking about quality, the cover of the budget planner is scratch resistant (as they mention in the description) and also thanks to the gold corners, I can avoid the unwanted corner scratches when adding it to the bag.To sum up, I've bought 4 Budget Planners for my family members and few friends and the feedback from all of us on this Budget Planner was a very good one - and I hope mine returns the favor and helps you with the information needed to purchase it.

I'm so excited to finally find a budget planner that has everything you need plus its so cute, I love the design!!! I did originally use an app to keep track of my daily expenses but it's not the same at all as writing it down in an organized planner. I'm looking forward to start using my planner cause I really want to be better about keeping track of my expenses and this for sure is the budget planner for you if you feel the same. It not only helps you keep track of expenses, but gives you a detailed guide throughout the whole process of budgeting from beginning to end. There is no other planner like this, believe me I did my research.If they do plan on updating this planner one thing I would want added is dividers. There aren't any dividers for the different sections they have on budgeting and for the months, which does makes it harder to find the page you want.And I would've loved if they had added one or two more sheets of stickers, it only comes with one sheet which won't last for more than 1 or 2 months.

This budget planner is so well thought out! It has everything that I need to create and maintain a budget. It’s very high quality - both the cover and the inner pages. The pages are thick so the ink does not bleed through. I would highly recommend this planner to anyone looking for a solid budget planner.

Pros: Really like the goals and trackers page. Solid quality. Nice size. Great beginner planner.Cons: Income source under The Budgeting section has to be larger. The page following doesn't really serve a purpose, so increasing the size of where to put your income would be better. Adding a tab to separate some of the sections would also be helpful but not a deal breaker for me.Would recommend to someone starting out their financial journey.

I like this little thing, but I wish it had tabs. It does come with stickers and sure, you can use those as tabs, but then it might look a little messy which I do not like. It has a lot of features. Monthly budget, yearly goals, weekly goals etc. It's just a lot to be completely honest. Maybe I was searching for something really simple but more than a good ole notebook or checkbook. If you want to intensely budget and keep up with it, buy this thing. Otherwise go find something simple. Oh, I really love the colors on the outside. It looks really nice and made me feel productive and accomplished for like, 2 days. HA.

It’s a hard cover book, which is great because I thought it was going to be soft cover. It has challenges in it as welll to make budgeting fun! I cannot wait to fill this baby up! It also comes with sticker!

I bought this budget journal because I wanted something with a hard cover to maintain my budget. I previously used a printed out checklist so this is a major upgrade. To be honest this journal has way more than I think I will ever need. If you are basic budgeter it will work fine, but you won't use a lot of the extras that are included.

I love this budget planner!! It’s easy to follow and it’s motivational. It has helped me to focus on eliminating a third of my debt; my debt ratio decreased & my FICO increased!!!! I’m so very satisfied, I purchased another for my 2021 budget. It’s my go to year after year after year!! I hope DebtorEdu never stops making this “financial” planner & I hope Amazon always has it available. Just one small request, DebtorEdu should make this planner in a variety of colors including the original beige/black!! 😊